Privacy Policy

Last Updated: September 2026

InvestPlus respects your privacy. This Privacy Policy explains how we collect, use, and protect your personal information, in compliance with the Nigeria Data Protection Regulation (NDPR).

1. Information We Collect

Personal Information: Name, email, phone number, date of birth, and government-issued ID (for KYC verification).

Financial Information: Bank account details, transaction history, and payment method information.

Technical Information: IP address, browser type, device information, and usage data.

2. How We Use Your Information

We use your information to:

Create and manage your account
Process deposits, withdrawals, and product participations
Verify your identity (KYC/AML compliance)
Send transaction notifications and updates
Improve our services and prevent fraud

3. Legal Basis for Processing

We process your data based on:

Contract: To provide the services you requested
Legal Obligation: For KYC/AML compliance
Legitimate Interest: To prevent fraud and improve our services
Consent: For marketing communications (opt-in only)

4. Data Sharing

We do not sell your personal data. We share it only with:

Payment Processors: Paystack, cryptocurrency networks
KYC Providers: For identity verification
Legal Authorities: When required by law
Service Providers: Hosting, analytics, and support tools

5. Data Security

We use industry-standard security measures, including encryption, secure servers, and access controls. However, no system is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your data for as long as your account is active and for up to 7 years after account closure, as required by Nigerian financial regulations.

7. Your Rights

Under NDPR, you have the right to:

Access your personal data
Request correction of inaccurate data
Request deletion of your data (subject to legal retention requirements)
Object to processing
Data portability

To exercise these rights, contact us at privacy@investplus.local.

8. Cookies

We use cookies to enhance your experience. See our Cookie Policy for details.

9. Children’s Privacy

Our services are not intended for anyone under 18. We do not knowingly collect data from minors.

10. Changes to This Policy

We may update this Privacy Policy. We will notify you of significant changes.

11. Contact

Data Protection Officer: dpo@investplus.local